The vision and roadmap for account-to-account (A2A) payments
Integral to Australia's economic future
Every day, Australian consumers, businesses and government agencies rely on A2A payments
As Australia’s economy becomes more digital, A2A payments must continue to evolve to meet changing technologies, expectations and user needs. A shared vision for the future of A2A payments is an important step in guiding that evolution.
The vision for A2A payments
The vision for A2A payments in Australia sets out long-term goals for Australia’s A2A payments system. It aims to ensure A2A payments remain safe, reliable, affordable, easy to use and inclusive.
The vision was developed by the Account-to-Account Payments Roundtable through consultation with industry, businesses, government and end users.
Next steps
The A2A payments vision provides a foundation for the development of an industry roadmap. The A2A payments roadmap will outline key deliverables and milestones to help achieve the vision.
The industry roadmap will be developed during 2026 through extensive consultation with industry participants, end-users and other stakeholders.
For updates follow AusPayNet, AP+, the Reserve Bank of Australia and Commonwealth Treasury on LinkedIn.
The Account-to-Account Payments Roundtable brings together Australian Payments Network (AusPayNet), Australian Payments Plus (AP+), the Reserve Bank of Australia (RBA), and Commonwealth Treasury to support discussion and coordination on the future of account-to-account payments in Australia. The Roundtable is not a governance or decision-making body. Participating organisations retain their respective responsibilities, governance arrangements, and independence. This website is managed by Australian Payments Plus (AP+) on behalf of the Account-to-Account Payments Roundtable.
In the spirit of reconciliation, the Account-to-Account Payments Roundtable acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
©2026 The material on this website is subject to copyright, with portions of the material owned by Australian Payments Plus, Australian Payments Network Limited, the Reserve Bank of Australia and Commonwealth Treasury. All rights are reserved unless otherwise indicated.
